Does my auto insurance from the United States cover me in Mexico?
Your U.S. car insurance policy has several different types of coverage. The liability coverage of your U.S. car insurance policy will have no legal bearing in Mexico. This means if you were involved in an accident in which you injured another driver or damaged another vehicle, you would not be covered, and you could possibly be arrested if you didn’t have Mexican car insurance.
In addition, auto accidents in Mexico are subject to the laws of Mexico, not the laws of the United States. Under Mexican Law auto accidents are considered a criminal offense as well as a Civil Matter.
Is auto insurance required in Mexico?
Auto liability insurance is not required in all parts of Mexico, neither for Mexican drivers nor for foreign drivers. Mexico instead requires “proof of financial responsibility” to cover an auto accident, which includes but does not mandate insurance. So even if you are not at fault in an accident in Mexico you could end up without any coverage unless you have purchased your own Mexico policy. If you are at fault in an accident, you will likely be detained by the police until they have determined if you can make payments to the other party. A Mexican auto insurance policy can include coverage for legal assistance in Mexico.
Need Mexico Auto Insurance?
What to look for in Mexican Auto Insurance?
Our products include personal insurance programs for automobiles, boats, homes and family protection for American residents abroad; as well as comprehensive business and commercial insurance solutions for the property, liability and automobile risks of American entities operating in Mexico and other foreign countries.
Our Coverage includes:
- Broad Liability – Legal Defense and Bail Bonds included
- Physical Damage – including Collision and Comprehensive coverage
- Medical Payments
- Uninsured Motorist
- Towing and Labor
Traditional Mexican insurance policies simply don’t go to the same lengths and provide the same coverage as we do. Don’t sacrifice coverage while traveling in Mexico!
Our Travel Package goes above and beyond and ensures that you get true value at no additional cost! Our Travel Package includes:
- Emergency Roadside Assistance
- Emergency Medical Expenses
- Emergency Transportation Home (or to Destination)
- Accidental Death Benefit
- Funeral Expense
- Repatriation of Remains
Our Mexico Auto Insurance is provided by MexiPass and their MAS-Plus® Mexican car insurance policy is the BEST Mexican car insurance policy on the market.