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Looking For Homeowners Insurance?

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We do the shopping for you!

Why Choose AZ Insurance Shop For Your Homeowners Insurance Needs?

Homeowners Insurance is one of those things everyone needs to protect their homes as well as the home owner. As an independent insurance broker, we work for you rather than an insurance company. This means we don't sell, or work, for any one home owners insurance company. We partner with various insurance companies and have them compete for your business, ultimately bringing down the cost of coverage for you. Basically, we work for you!

We help you identify what assets you'd like to cover and how much coverage you'd like to have. Home insurance allows you to add endorsements to your policy to give you additional coverage like replacement cost or water back up just to name a few. Once we evaluate your needs we then get to work shopping our insurance companies. We find insurance companies that fit your needs along with your budget. Below are just a few reasons why you should use AZ Insurance Shop for your
homeowner insurance:

  1. You don't have to do any shopping, we do that for you. We just bring you coverage and cost comparisons making it easy for you to make decision
  2. You save time since we do the shopping. Who doesn't want more time back in their day?
  3. You save money. We get discounts that you can't get since we are insurance brokers. We pass that savings on to you!
  4. We don't charge a fee for our time or services, that's already worked out with our partnering insurance companies

Renters insurance is like homeowner insurance but to understand the differences please contact us so we can help you with your Homeowner and Renter insurance needs.

What Is Home Owners Insurance?

Homeowners Insurance provides coverage for your personal belongings, coverage for damages to the structure of your property, and liability coverage which pays for bodily injuries and property damage to other people, if you are liable. Whether you own a home, condo or rent an apartment you should know what coverage protects you and your belongings.

Common home insurance definitions.

Dwelling (Coverage A)

Your physical home and the structures attached to it. You should have Replacement
Cost which provides an additional amount to repair or rebuild.

Other Structures (Coverage B)
Personal Property (Coverage C)
Loss of Use (Coverage D)
Deductible
Personal Liability (Coverage E)
Medical Payments (Coverage F)

Ready For Your Free Quote?

Do You Qualify For Home Owners Insurance Discounts?

You may be eligible for discounts on your auto insurance policy.
Be sure to discuss these discounts with when you give us a call:

Multi Policy Discount

When you have more than one insurance policy, you can easily manage all your policies in one place. Additionally, multiple insurance policies help you save money on your monthly premium since the insurance company is managing more assets for you. Ask about the discounts you can get for bundling: Auto and home policies.

No Previous Home Losses Discount
Monitored Alarm System
Advanced Quote Discount
New Home Discount
Electric Funds Transfer (EFT) Discount
Paid in Full Discount
Military Discount